What the Lender May See
The pricing point from the buyer's position is whether the cash flow from the business will justify the purchase price for the business.
The basic formula is as follows:
If the answer is "no" to question 1, the lender will not finance the deal.
If the answer is "no" to question 2, the lender may finance the deal if you (via the buyer) can demonstrate that the business is a growing entity that support increasing cash flow.